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Parent Loan for Undergraduate Students (PLUS) is a government guaranteed student loan program designed to help parents pay for educational expenses at post-secondary schools. This loan may be used separately or in addition to Stafford Loans.
What Is It? A PLUS Loan is for parents of dependent undergraduate students. Disbursement checks are made co-payable to the parents and the school and are sent directly to the school.
Who Is Eligible? Parents of dependent undergraduates or independent graduate students enrolled in a post-secondary school.
How Much Can I Borrow? To determine the amount that can be borrowed with a PLUS Loan, simply subtract any financial aid received from the total cost of your child's education.
Click here for more details or to apply for a PLUS Loan. Or, call 1-800-891-1410.